Showing posts with label balance. Show all posts
Showing posts with label balance. Show all posts

Health Care and the Next Generation

I've been reading a bit of the debate about the new health care plans, and how it might affect the young adults of the nation (that's me!) If you read the comments on FOX (yikes!) the main argument is 'why should we pay for something we won't use?' The other argument is 'The old folks have been paying for Medicare their whole lives, and now that's being replaced! What will they do?'

Does anyone else see the funny? What, exactly, is the difference between these two programs, besides the fact that you can tap into it before you get old?

I pay thousands of dollars into Medicare and Social Security every year, and I don't make very much. Everyone pays about 15% of their paycheck to this program, no options. The youth are paying for it, and as of today, gain nothing from it until they reach the age of 65. That means that if you are earning $25,000 a year, you are paying out $4,000 in social costs every year. Which also means you are really only earning $21,000 in a year, minus what you might pay in regular taxes.

I'm not going to jump on the band wagon and say that I trust that anything the government comes up with will be awesome and fix all of our problems, but I sure hope it ends up better than what we have now. If I don't get some of my health problems taken care of, I might not even live much past 65 anyway, and all that Medicare / Social Security money I paid out will have been wasted.

Islam and the Right to Freedom

Over the last few months, the rancor against Islam has been mounting among certain religious folks. Rumors are passed around as truth, false accusations are flying and emails are being sent to and fro with horrific messages of hate and intolerance. The very ideals that these people hold up to those of Islamic faith.

As an average, 'Christian' member of this country, I know very little about Islam other than a few vague ideas. I had, up until today been trying to ignore most of this storm around me. This evening, however, a friend sent me an email about former Australian Prime Minister, John Howard, and his views on multiculturalism in Australia. His basic premise is that Australia belongs to Australians, and if someone doesn't like the rules there, then they shouldn't try to immigrate in the first place. If everyone bows to the most vocal/intolerant group of citizens, everyone will either become that group, or all group identities will be lost. ( Link to article in the Sydney Morning Herald ) The email concluded with the hope that Americans reading it would "grow a backbone" and subscribe to the same policies.

Although I understand his view, and see merit in his goal, I can not agree that it is Right, or that we in America should subscribe to such an ideal.

First, regardless of the past, there is no one religion with an overwhelming majority in this country. General Christianity accounts for 75% of the population, Secularism 13% and then Judaism, Islam, Buddhism and a bunch of other minority religions making up the other 2%. Some seem to think that this means that they, as Christians, have the Right to impose their personal religious beliefs on everyone else in the country as they are "the majority". But, if you break down this broad category, you find that of the total population there are 25% Catholics, 16% Baptists, 7% Methodists, 3% Presbyterians, 2% Pentecostals and 2% Episcopalians/Anglicans, 1% Latter-day Saint and the other 21% being made up of small Protestant denominations.

Following the logic pronounced earlier, since Catholics are the largest denomination, they should be able to dictate the way the rest of society is run. As a whole, Protestantism is larger than Catholicism in the United States, but, just as there are huge differences between Catholics and Protestants, so there are between the various Protestant denominations.

If you were to impose a religious observance to the governing of this country, an you were to choose Protestantism as that religion, which denomination would you choose? The Baptists? The Methodists? These groups are separate because they believe different things, they are different. Just as we have (or should have) the right to be equal, to all have the same opportunities, we should also have the right to be different, to be separate. The difference: it's our choice.

Back to the reason I'm writing this post. Why is there such a backlash against Islam? Fear. Fear of another attack in America (those only happen in other countries), fear of something that's different, fear that has been cultivated since the crusades.

After receiving this email, I decided to take a look at Sharia Law, the moral and legal code that governs all religious Muslims. There is more than one interpretation and execution of these laws, but they were first put into place when Islam was a young religion. After reading through these laws, I was amazed. For its time, it was hugely liberating, forward thinking and just. Today we can see it's flaws, but it was much closer to liberty of thought, liberty of action (within bounds) and liberty of belief than almost any European law at that time, or even centuries afterward. Even today, with a few exceptions, it is a fair and just legal system.

If you read the Qur'an, you will find it to be full of kindness, honesty and admonishments to fulfill your potential as a human being. There are also parts that are less benevolent, or even sinister. But, the same can be said about Judaism, and Christianity, there are parts of their scripture I could never adhere to, and neither do they, although all three groups will tell you that their religious book is completely true and written by God.

In the medieval period, the Islamic world was light-years ahead of Europe in terms of science, society, justice, hygiene, arts, and pretty much everything else. People tend to think of them as barbarians, but their heritage is greater than our own, and we could do better to remember that.

Instead of spreading fear of a religion or a whole group of people, we should be trying to root out what is actually evil: the idea that one group is better than another, the idea that one pattern of government is the best for everyone, the idea that everyone is the same or should be, the idea that government should interfere with matters of belief and on and on and on.

These evil ideas don't just live in the hearts of Muslim Extremists, but in the hearts of my friend who sent me that email, millions of Christians in this country who are preaching against Islam because they can, or are trying to force their brand of Christianity onto the rest of us, whether Christian or not. They say, prayer in school is good! but only their variety of prayer, if every schoolchild was required to even be present at a school-wide pagan ritual for peace, there would be an outcry. And why? for the same reason there is an outcry (although smaller) against any other religious ceremony being forced on young children.

Personally, I think all children should be presented with all religions at a young age to foster tolerance and understanding, but that is also frowned upon by the religious in this country (afraid that their children will be indoctrinated and fall away... that brings up the question, what's so bad about the other religions that you wouldn't want your child practicing it? Maybe that's where tolerance needs to start - a whole generation of children who leave their religion for another - breaking up the immovable force that is parental disapproval).

Finally, if every country had a "state religion" whether enforced or not - but one that was considered de-facto, where could anyone go and be guaranteed religious freedom? I wish every country had tolerance for those with beliefs not their own, for those small groups of people who suffer because they were born in the wrong place at the wrong time.

John Howard might think that his country was founded on the ideals of Christianity. But, the people who founded that continent had a very different idea of the universe, and now these are some of the very people that he is wishing to exclude with his (and their) government.

Libronix Digital Library System

I am again disappointed in my search for a replacement for my old InfoBase Folio Bound Views 3. Libronix talked big, but failed to deliver.

Libronix claimed to use an open format, so that you could access your data even if they go out of business, or whatever. Great! except, once I downloaded a couple demo copies of the content, none of it was in that open format. Further, if you want to create your own files, called PBBs, you have to 1) buy the Personal Book Builder ($250), 2) get a PBB activation code (included with any LOGOS product - starting at $150, going up to $1,380). 3) re-activate your product every year. Okay, now with this, all you have is the BASIC type of book, there is no way to designate a new book as a dictionary or a commentary, it's just a book. You are also legally unable to sell your PBB book. In order to allow it to be sold, you must pay various unknown fees. For $100, you can buy the Private Book Builder. This will let you create books that only your licensed user can access.

There are also claims that it uses the "free" libronix reader. Well, I still haven't been able to get that to work. The free download asks me for my SN (located on the CD I purchased .... wait, I thought it was free?), a customer code and an activation number. I am not against people trying to protect their property, but why all the hassle when it is supposedly free? As of now, I have not found a place on their site to get any of those three required numbers. My copy will expire in 40 days, so at least they give me some time to try and solve the problem.

Okay, so it fails the openness test, what about the product itself? Is it worth the hassle?

It's an okay program, but lacking in a few key areas, like the scroll button on your mouse doesn't work. The books all open on top of each other, only taking up the left hand side of the screen. There is a English concordance for the KJV, but even though I have a Strong's concordance installed, I cannot look words up with it in any useful manner. The hebrew and greek fonts are hard to read, as they didn't expect people to actually look at them. And so on. I only used it for a few minutes, so I haven't found everything I dislike yet.

What about content? There are indeed a few books that they offer that are great resources, BUT they are charging $50 for $10 books. They also have an agenda, conscious or not, involving only mainstream, conservative, protestant, evangelical Christian ideology. I know it is maybe a little too much to ask, but what about books geared toward Seventh Day Adventists, Mormons or Jehovah's Witnesses? Nope, but they do have a whole section on how to convert them back to the true gospel. There are no books about more edgy topics, but plenty of books that dredge out the same old tripe that has been going around for years. For instance, I doubt that I could find any reference to evolution other than bashing it to pieces. Is this because these edgy books are unknown to most people? No, I can find them in my local library (and I live in a small town). Is this because the publishers are awful people and don't see the benefit of electronically distributing their content? No, I have seen them on other digital library websites. Hence my conclusion that LOGOS/Libronix has an agenda.

A List of Woes...

Excessive DRM
Lack of great content
Commercial Content filtered by denominational creed
Lack of a truly free reader
The inability to create your own personal data, with full functionality
The exorbitant prices attached to all functionality
Clunky User Interface

Illegal Aliens cost us $338 Billion in Debt a year!! (or do they?)

I recently received an email regarding illegal aliens, and the horrible economic harm they are doing to our country.
You think the war in Iraq is costing us too much?
Read this: Boy, am I confused. I have been hammered with the propaganda
that it is the Iraq war and the war on terror that is bankrupting us.
I now find that to be RIDICULOUS. I hope the following 14 reasons are
forwarded over and over again until they are read so many times that the
reader gets sick of reading them.

I have included the URL's for verification of all the following facts.

1. $11 Billion to $22 billion is spent on welfare to illegal aliens
each year.
2. $2.2 Billion dollars a year is spent on food assistance programs
such as food stamps, WIC, and free school lunches for illegal aliens.

3. $2.5 Billion dollars a year is spent on Medicaid for illegal aliens.

4. $12 Billion dollars a year is spent on primary and secondary school
education for children here illegally and they cannot speak a word of
English!

5. $17 Billion dollars a year is spent for education for the
American-born children of illegal aliens, known as anchor babies.

6. $3 Million Dollars a DAY is spent to incarcerate illegal aliens.

7. 30% percent of all Federal Prison inmates are illegal aliens.

8. $90 Billion Dollars a year is spent on illegal aliens for Welfare &
social services by the American taxpayers.

9. $200 Billion Dollars a year in suppressed American wages are caused
by the illegal aliens.

10. The illegal aliens in the United States have a crime rate that's
two and a half times that of white non-illegal aliens. In particular,
their children, are going to make a huge additional crime problem in the
US

11. During the year of 2005 there were 4 to 10 MILLION illegal aliens
that crossed our Southern Border also, as many as 19,500 illegal
aliens from Terrorist Countries. Millions of pounds of drugs, cocaine,
meth, heroin and marijuana, crossed into the U. S from the Southern
border.
Homeland Security Report:
12. The National Policy Institute, 'estimated that the total cost of
mass deportation would be between $206 and $230 billion or an average
cost of between $41 and $46 billion annually over a five year period.'

13. In 2006 illegal aliens sent home $45 BILLION in remittances back to
their countries of origin.

14. 'The Dark Side of Illegal Immigration: Nearly One Million Sex
Crimes Committed by Illegal Immigrants In The United States '.
The total cost is a whopping $ 338.3 BILLION DOLLARS A YEAR!

Are we THAT stupid???

If this doesn't bother you then just delete the message.
If, on the other hand, if it does raise the hair on the back of your
neck, I hope you forward it to every legal resident in the country
including every representative in Washington, D.C. - five times a week
for as long as it takes to restore some semblance of intelligence in our
policies and enforcement thereof.


That was the entire un-edited email.

There's nothing that irks me more than an 'article' that attacks a specific group of people (be it Muslims, Illegal Aliens or Mormons) without giving all the facts, so that all those who read it come away thinking who knows what. With that in mind, I want to offer a little perspective.

If you look at last year's US budget ( Wikipedia United States federal budget, 2007 ), you'll notice something interesting. $338 Billion dollars sounds like quite a lot, and it is! But, we paid $243.7 billion in debt interest ALONE last year. Just pause and think about that for a minute. That's almost as much as the figure in the email below ... compare that to what we are paying for our active military: $548.8 billion. Social Security/Medicare hits a combined total of $980.6 Billion ... wow. (and don't forget, that number will DOUBLE in ten years)



There are about 7 million illegal aliens in the country (mostly in California and Arizona), that's an average of 1.7 illegal aliens per 100 citizens. If we take the suggested $338 billion dollars and divide it up between them all, we come up with about $48,000 in spending per illegal alien. Maybe you should ask them what they are doing with all of that cash? The more reasonable explanation is that the numbers were inflated. If you check the numbers from The Center for Immigration Studies , you'll find that they figure $10.4 billion in deficit per year. Now, that's still a lot, but not enough to put us in debt, just enough to make us stop and try to figure out a solution. What that solution is, I guess the politicians will argue about until someone does something about it. But, please! keep in mind that we're really talking about people, not numbers.

By the way, do you want to know the real reason we're in debt? (9.5 trillion, if you were wondering) The same reason any of us might be. By spending more than we earn (approx. 2.5 trillion earned and 2.8 trillion spent), as well as not budgeting in debt payments.

Free Rice



I'd like to let everyone know about this great site! For every vocabulary word you can define, 20 grains of rice are donated to hungry people around the globe! It's an addicting game, and even more so when you know that your high scores help people!

I've created 20,000 grains of rice with a vocabulary level of 44. How about you?

Import and Export

In economics class, it is taught that it is preferable for a country to export more than it import. This allows you to have some international leverage, and make some money too.

In light of that concept, It does not matter where the country you reside in stands in this matter, nor your state, province or even city, if you, as an individual or a household do not also follow this pattern of exporting more than you import.

Where do you stand? Do you create more resources than you consume? Energy, food, materials, instruction and entertainment? What do you export that is of an equal value? They do not have to be the same type of resources, that is the point of trading, but are they of equal value to those around you? I would not include money as a resource, for, if something were to happen to its financial backers, money would become practically worthless.

I would encourage everyone to think about what they're import/export ratio is - write a list if you need to, and then find solutions that will bring that ratio up to or above the equilibrium.